Accident Disability Accident Disabity Estimated Cost: $7-$12/mo1 Book a call Protect Your Paycheck A covered accident can prevent you from working for months. Accident disability can provide monthly disability benefits to help replace lost income.1 Up to 12 Months Benefits may be available up to 12 months, helping you manage bills and everyday expenses. Coverage While Traveling Eligible disabilities resulting in covered accidents outside the U.S. may receive benefits for up to three months. Flexible Benefits Choose the benefit period that fits your needs, with options of 3, 6, or 12 months of coverage following a covered disability.